canela
Wealth

Monthly Budget Worksheet

💰
Monthly Income
Total Monthly Income $0.00
🏠
Needs — TARGET 50%
Total Needs $0.00
🛍️
Wants — TARGET 30%
Total Wants $0.00
🏦
Savings & Debt Payoff — TARGET 20%
Total Savings & Debt $0.00
📊 Your 50 / 30 / 20 Snapshot
Needs
0%
/ 50%
$0
Wants
0%
/ 30%
$0
Save / Debt
0%
/ 20%
$0
Total Income
$0
per month
Total Expenses
$0
needs + wants + savings
Left Over
$0
💡 Remember: If your "Left Over" is negative, you're spending more than you earn — that's where debt starts. Even finding $25/month to redirect to savings is a real first step.